Institutional

Operate your crypto business under our regulatory license

Offer crypto trading, fiat on and off ramps and customer onboarding under our regulatory license and integrate it into your own platform using a single API.

Institutional services

Regulatory license

Operate under our regulatory license

Single API

Single API for crypto trading, fiat ramps and user onboarding

Crypto trading

Crypto trading directly in your app, website or on your platform

Fiat ramps

Fiat on and off ramps, directly to your user’s bank accounts

Low fees

Low fees based on your 30-day volume

24/7 customer support

Business accounts receive 24/7 customer support

One partnership and a single API

With our trading as a service platform businesses have everything they need in a single API.

Traditional

Your business
Your business

Your business

Regulations
Regulations

Regulations

AML/CFT
AML/CFT

AML/CFT

Customer Due Diligence
Customer Due Diligence

Customer Due Diligence

Payments on/off ramps
Payments on/off ramps

Payments on/off ramps

Banking and liquidity
Banking and liquidity

Banking and liquidity

Trading
Trading

Trading

Custody
Custody

Custody

The Prosper Way

Your business
Your business

Your business

Prosper

Industry leading security with fraud and AML detection

We work with industry leading partners to detect fraud, money-laundering and terrorist financing. We are supervised by financial regulators and authorities in several jurisdictions and we are licensed as a financial institution in Europe by the Dutch Central Bank.

Chainalysis
Chainalysis
Comply Advantage
Comply Advantage
Compliance

Crypto license

Dutch Central Bank (DNB)

Compliance

Full reserve custody

All client funds held in full reserve

Custody

Secure crypto custody

95% of crypto assets are stored in cold storage

Custody

Benefits

Build a trading platform without having to deal with regulators, licensing or partner with any external vendors.

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Reduce time to market to mere days

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Single API integration

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No licensing required (MiCA/VASP)

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No other partnerships required

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No liquidity providers required

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No customer due diligence required

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No transaction monitoring required

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Payment facilitation and fiat on/off ramps

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Legally operate in EEA

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Crypto trading and custody

Prosper
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Competitors
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Faq

Frequently asked questions

How do I create an account?

Sign up for a Free Prosper account in less than 10 seconds. No passport verification needed:

  1. Go to Create Account

  2. Fill in the required information

  3. Tap on Create account

  4. Done, you now have an account

Deposit up to €250 and start trading immediately! Verify your identity to increase deposit and withdrawal limits.

What are the fees?

Prosper's trading fees are the lowest in the industry. Create a Free account and start trading crypto for as little as 0.03%. There is no minimum volume commitment. The minimum order size is €10.

How do I verify my identity?

After creating an account you can verify your identity. This process is fairly simple and can be completed in less than a minute.

  1. Go to Account

  2. Tap on Identification

  3. Tap on Verify identity

  4. Follow the steps on screen

  5. Done, in a few minutes your identity will be verified

During identity verification you’ll be asked to make a selfie photo and a photo of your identity document (e.g. passport).

Please note: that all submitted pictures must be of the actual physical document (e.g. passport). Taking pictures of a screenshot will be automatically rejected, requiring you to start over.

How do I add a payment/payout method?

Payment and payout methods are considered the same. Currently we support iDeal and SEPA. We intend to add more payment methods in the coming months.

When you do a deposit, your payment method is automatically saved and connected to your account. To do a deposit follow the steps below:

  1. Go to Create

  2. Tap on Deposit

  3. Tap on Fiat currency

  4. Enter the amount you wish to deposit

  5. Tap on your desired payment method and follow the selected steps below:

I’ve chosen iDeal

  1. Select the bank you wish to use to deposit

  2. Tap on Deposit with iDeal

  3. Follow the steps in your banking app or website

  4. Done, you will automatically be returned to Prosper after the payment

iDeal deposits have a maximum of €10.000 per transaction. The balance is reflected within 1-3 business days in your Prosper account after a successful payment.

I’ve chosen SEPA

  1. Create a new SEPA payment in your banking app or website

  2. Copy and paste the bank information

  3. Copy and paste the payment description. Please note: without this your payment will be automatically returned to your bank account.

  4. Verify the payment details

  5. Transfer the amount as you would normally

SEPA deposits have a maximum of €50.000 per transaction. The balance is reflected in your Prosper account within 1-3 business days.

How long does it take to receive a payment into my account?

Prosper currently supports iDeal and SEPA. We intend to add more payment methods in the coming months.

iDeal

iDeal payments reflected within 1-3 business days in your Prosper account after a successful payment. There is a limit of €10.000 per transaction.

SEPA

SEPA payments are reflected in your Prosper account within 1-3 business days. There is a limit of €50.000 per transaction.

How long does it take to payout to my bank account?

Bank payouts are performed with SEPA.

Typically it takes 1-3 business days for your withdrawal to be received on your bank account.

Please note that during weekends and bank holidays payments are not processed by the banks. You can create withdrawals, however they will be processed on the next business day.

How secure is it?

We work with industry leading partners such as Chainalysis and Comply Advantage to detect fraud, money-laundering and terrorist financing.

We are registered and regulated by the Dutch Central Bank (DNB) as a cryptocurrency provider. 

All our data is encrypted and stored on cloud-based systems.

Can I change my account type at any time?

You can change or cancel your account type from Standard to Pro at any time. To change your account follow the steps below:

  1. Go to Account

  2. Tap on Subscriptions

  3. Tap on any of the subscriptions to change your subscription or downgrade it to free

  4. Tap on Confirm to confirm your choice

Subscriptions are paid up front per 30 days. If you change your subscription before the end of your subscription period, you forfeit the remaining amount of your subscription fee.

Get started

Operate your crypto business under our regulatory license