Operate your crypto business under our regulatory license
Offer crypto trading, fiat on and off ramps and customer onboarding under our regulatory license and integrate it into your own platform using a single API.
Operate under our regulatory license
Single API for crypto trading, fiat ramps and user onboarding
Crypto trading directly in your app, website or on your platform
Fiat on and off ramps, directly to your user’s bank accounts
Low fees based on your 30-day volume
24/7 customer support
Business accounts receive 24/7 customer support
One partnership and a single API
With our trading as a service platform businesses have everything they need in a single API.
Customer Due Diligence
Payments on/off ramps
Banking and liquidity
The Prosper Way
Industry leading security with fraud and AML detection
We work with industry leading partners to detect fraud, money-laundering and terrorist financing. We are supervised by financial regulators and authorities in several jurisdictions and we are licensed as a financial institution in Europe by the Dutch Central Bank.
Dutch Central Bank (DNB)
Full reserve custody
All client funds held in full reserve
Secure crypto custody
95% of crypto assets are stored in cold storage
Build a trading platform without having to deal with regulators, licensing or partner with any external vendors.
Reduce time to market to mere days
Single API integration
No licensing required (MiCA/VASP)
No other partnerships required
No liquidity providers required
No customer due diligence required
No transaction monitoring required
Payment facilitation and fiat on/off ramps
Legally operate in EEA
Crypto trading and custody
Frequently asked questions
How do I create an account?
Sign up for a Free Prosper account in less than 10 seconds. No passport verification needed:
Go to Create Account
Fill in the required information
Tap on Create account
Done, you now have an account
Deposit up to €250 and start trading immediately! Verify your identity to increase deposit and withdrawal limits.
What are the fees?
Prosper's trading fees are the lowest in the industry. Create a Free account and start trading crypto for as little as 0.03%. There is no minimum volume commitment. The minimum order size is €10.
How do I verify my identity?
After creating an account you can verify your identity. This process is fairly simple and can be completed in less than a minute.
Go to Account
Tap on Identification
Tap on Verify identity
Follow the steps on screen
Done, in a few minutes your identity will be verified
During identity verification you’ll be asked to make a selfie photo and a photo of your identity document (e.g. passport).
Please note: that all submitted pictures must be of the actual physical document (e.g. passport). Taking pictures of a screenshot will be automatically rejected, requiring you to start over.
How do I add a payment/payout method?
Payment and payout methods are considered the same. Currently we support iDeal and SEPA. We intend to add more payment methods in the coming months.
When you do a deposit, your payment method is automatically saved and connected to your account. To do a deposit follow the steps below:
Go to Create
Tap on Deposit
Tap on Fiat currency
Enter the amount you wish to deposit
Tap on your desired payment method and follow the selected steps below:
I’ve chosen iDeal
Select the bank you wish to use to deposit
Tap on Deposit with iDeal
Follow the steps in your banking app or website
Done, you will automatically be returned to Prosper after the payment
iDeal deposits have a maximum of €10.000 per transaction. The balance is reflected within 1-3 business days in your Prosper account after a successful payment.
I’ve chosen SEPA
Create a new SEPA payment in your banking app or website
Copy and paste the bank information
Copy and paste the payment description. Please note: without this your payment will be automatically returned to your bank account.
Verify the payment details
Transfer the amount as you would normally
SEPA deposits have a maximum of €50.000 per transaction. The balance is reflected in your Prosper account within 1-3 business days.
How long does it take to receive a payment into my account?
Prosper currently supports iDeal and SEPA. We intend to add more payment methods in the coming months.
iDeal payments reflected within 1-3 business days in your Prosper account after a successful payment. There is a limit of €10.000 per transaction.
SEPA payments are reflected in your Prosper account within 1-3 business days. There is a limit of €50.000 per transaction.
How long does it take to payout to my bank account?
Bank payouts are performed with SEPA.
Typically it takes 1-3 business days for your withdrawal to be received on your bank account.
Please note that during weekends and bank holidays payments are not processed by the banks. You can create withdrawals, however they will be processed on the next business day.
How secure is it?
Can I change my account type at any time?
You can change or cancel your account type from Standard to Pro at any time. To change your account follow the steps below:
Go to Account
Tap on Subscriptions
Tap on any of the subscriptions to change your subscription or downgrade it to free
Tap on Confirm to confirm your choice
Subscriptions are paid up front per 30 days. If you change your subscription before the end of your subscription period, you forfeit the remaining amount of your subscription fee.