Accept crypto payments and get settled in cash
Accept crypto payments and get settled in regular money. Online, by email, by text message or in person. Receive funds directly in your bank with zero volatility or risk.
Worldwide
Accept international crypto payments from anyone
Bank payouts
Get settled in regular money on your bank account
Zero volatility or risk
Receive the exact amount with zero volatility or risk
Accept payments in crypto from anyone, worldwide
Get settled in fiat directly in your bank
Faq
Frequently asked questions
What is the difference between a business and personal account?
Business accounts enable higher transaction sizes and more volume for lower fees.
Business accounts enjoy the same benefits as personal accounts. Personal accounts have lower transaction limits and higher fees.
Creating a business account is simple:
Go to Create Account
Select business
Fill in the required information
Tap on create account
We will reach out to you within 1 business day to request additional company information for our due diligence process
Within 1-2 business days your account is approved
Note: All company information is screened against international sanction lists and watchlists
To create a personal account:
Go to Create Account
Select personal
Fill in the required information
Tap on create account
Scan your identity document
Make a selfie
Tap on submit
Within a few moments your account is approved
What are the fees?
Our pricing is straightforward and transparent. We charge a percentage fee on top of each transaction, payable by the buyer. There are no fixed or hidden fees, so the buyer will only pay a percentage on top of the transaction amount.
To provide more flexibility, we offer two pricing categories: business and personal. Business fees are generally lower than personal fees, and they allow for larger transaction sizes and more volume.
To make it easy for you to estimate transaction costs, we have a pricing calculator available on our website. Just input the transaction amount and specify whether you're a business or individual, and the calculator will provide an estimate of the fees your buyer will pay.
We believe that being transparent about our pricing is essential to building trust with our customers. If you have any questions about our pricing or need help with anything else, please don't hesitate to contact us.
Is my product or service supported?
Payments can be created for nearly any type of product or service.
There’s a few types of businesses that are prohibited:
Illegal products and services
Products and services that infringe intellectual property rights
Products and services that are unfair, predatory, or deceptive
Adult content and services
Certain legal services
Firearms, explosives and dangerous materials
Gambling
Prosper strictly prohibits using its services for any transactions or sales related to high-risk jurisdictions, including Cuba, Iran, North Korea, Syria, Russian Federation, Crimea, Donetsk, and Luhansk Regions, or with individuals/entities on restricted or sanction lists maintained by the U.S., United Kingdom, European Union or United Nations.
How secure is it?
We work with industry leading partners such as Chainalysis and Comply Advantage to detect fraud, money-laundering and terrorist financing.
We are supervised by financial regulators and authorities in several jurisdictions in Europe and the United Arab Emirates.
We are licensed and regulated by the Dutch Central Bank (DNB) as a cryptocurrency provider, and we are investment licensed by the Dubai Financial Services Authority (DFSA).
All our data is encrypted and stored on cloud-based systems.
How can I pay?
With Prosper you can pay using any major crypto wallet in a few simple steps:
Open the payment link
Tap on pay
Select your preferred cryptocurrency
Payments the amount displayed
You can pay by scanning the QR
Manually copy/paste the wallet address and the amount
Page will refresh and payment is successful
Note: instead of using a single type of cryptocurrency it is possible to complete the payment in several different payments with various types of cryptocurrencies.
How long does it take to fulfill my payment?
Typically it takes between 1-15 minutes, but can take up to an hour for a blockchain transaction to be completed. This depends on how busy the specific network is.
How long does it take to receive the payout on my bank?
Typically it takes between 1-2 business days for your funds to arrive on your bank account. This is dependent on traditional banking, therefore payouts are not processed during weekends and bank holidays.
Payouts are settled in the currency chosen during the creation of a payment. E.g. if you request US Dollars, you will receive US Dollars in your bank account.
Industry leading security with fraud and AML detection
We work with industry leading partners to detect fraud, money-laundering and terrorist financing. We are supervised by financial regulators and authorities in several jurisdictions and we are licensed as a financial institution in Europe by the Dutch Central Bank.
Crypto license
Dutch Central Bank (DNB)
Compliance
Full reserve custody
All client funds held in full reserve
Custody
Secure crypto custody
95% of crypto assets are stored in cold storage
Custody
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Accept crypto payments and get settled in fiat